Life Hacks That Will Help You Survive Between Pay Days
Every Payday is unique in our lives, in fact, special for people around us also as they look forward to their salaries and pending shopping lists. Not all of us are good at managing our finances, and some are over enthusiastic and get very excited about doing shopping. The Sale period is the best part of the year. We like to call them shopaholics.
These 18 life hacks will help you to survive between paydays if you feel like I am talking about you, after reading this. Even if that does not sound you then still these hacks may save you few cents. Remember, money saved is money earned.
1 Smart Online Shopping.
With so many attractive online deals, easy shopping and fewer trips to shopping malls we are buying things that we may not need also. Tip - Before shopping clear your browser history and cache. Online portals save your searches and might increase the prices of products of your choice. Also, check with yourself if you really need the item that you are buying
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2 Adjust the brightness of your TV, Computers and Mobile phones.
Adjust the brightness of your TV, Computers and Mobile phones. As per the light in the room, you should adjust the brightness of your devices. Less brightness will help your eyes as well as will help in reducing power consumption and hence less electricity bill. Every unit counts and your eyes will also thank you.
3 Yes to cash, no to cards.
We are emotionally attached to paper money comparatively plastic one. So use more green money so that you can get the feeling that you are parting with your hard earned money. Also, if you miss paying Credit card bills at the month end, then you may incur some late fee and interest.
4 Make large purchases at the month end.
You may get more discount at month end. Every Salesperson and Stores as well have to meet their sales target. If they fall short of the monthly goals, then they may sell the products at a lower price. You may get buy 1 get 1 free deal also.
5 Keep your roof white, if you can.
It may sound turn off, but scientifically the light colors absorb more heat and reflect light better. With a white roof and bright colors, you will save on air-conditioning and electricity.
6 Brew your own coffee.
You are spending more money at your famous local coffee shop. Comparatively, if you brew it at home, then you can save quite good money. It is a time-tested and proven method.
7 Avoid following big brands.
The higher brands may have costlier products as compared to the generic brands. If both are offering the same items, then you can save money by buying generic brand products.
8 Dine out at culinary schools.
Yes, it is fun, attractive and tempting to eat out. But you can get a five-course meal at culinary schools at a much lower price and save good money depending on how often you dine out.
9 Drink more water and avoid snacks.
At the aisles of the Supermarket, every snack looks tasty. Avoid buying and eating snacks (especially the unhealthy ones) and drink a lot of water instead. You might be thirsty, but your mind mistakes it for hunger.
10 Place a heavy object in your toilet water tank.
Save water and cut cost on water bill. Toilets usually flush the entire filled water in one go; sometimes it may not be required. By keeping some heavy object in the tank, every flush will lose less water.
11 Unplug the power chords after you finish using the electric items.
Even if the devices are switched off but unplugged, they consume some electricity. Statistic says that a single US home unnecessarily spends 100 dollars in a year because of this reason. Also, switch off TV entirely, don't just power off with the remote. Save electricity and save money.
12 Invent “spend free” days.
Check if you have any spending pattern regarding days. Like every Friday you shop. Try marking few days in a month as “spend free” days. This will surely bring down your expenses and change your spending habits.
13 Check your Car tires periodically.
Scientific fact is that properly inflated car tires will improve the gas mileage by 0.6 to 4 percent. Also, it increases the tire life
14 Scan grocery receipts for cash back.
There are multiple Apps which are allowing rebates on your grocery store purchases. This will add up in your savings.
15 Delay the purchase if not needed immediately.
Sometimes we buy things just due to impulse, but we may not need it. Try delaying the purchase for a few days then ask yourself if you really need it. Don’t just buy it if you are just going to keep in the drawer.
16 Stop spending on ice packs.
Now this is simple. Ice you can easily get from the freezer then why should you buy from the supermarket? Freeze water in bottles and use as an ice pack.
17 Say no-no to pre-grated foods.
Save money by yourself grating foods like carrot, cheese, etc. Compare the prices that should give you the motivation to work out your arm in the grating. At the same time, the grated food may not be that fresh.
18 Save on toothbrush.
By following this one you can avoid buying new toothbrush sooner. Try whisking your toothbrush in boiled water for a few minutes. This will revive the fraying bristles of your toothbrush.